SEC EDGAR · SEC filing

SEC filing – odaterad – R12.htm

4987 tecken · 1 HTML-del(ar)

Fulltext som ren TXT

Automatiskt nyckeltalsindex

Detta är sökträffar och textkontext, inte verifierade eller normaliserade redovisningsvärden.

Omsättning
  • LOANS TO FRANCHISEES – Franchisee loan balances consist of term loans made primarily to finance the purchase of franchises and revolving lines of credit primarily for the purpose of funding working capital needs. Loans with a principal balance more than 90 days past due or on non-accrual status were $2.2 million and $1.1 million as of March 31, 2025 and June 30, 2024, respectively. | H&R BLOCK'S INSTANT REFUND ® – H&R Block's Instant Refund® amounts are generally received from the Canada Revenue Agency within 60 days of filing the client's return, with the remaining balance collectible from the client. | We review the credit quality of our Instant Refund receivables based on pools, which are segregated by the tax return year of origination, with older years being deemed more unlikely to be repaid. We establish an allowance for credit losses at an amount that we believe reflects the receivable at net realizable value. In December of each year, we charge-off the receivables and the related allowance to an amount we believe represents the net realizable value.

Fulltext

XML
23
R12.htm
IDEA: XBRL DOCUMENT

v3.25.1

RECEIVABLES

9 Months Ended

Mar. 31, 2025

Accounts, Notes, Loans and Financing Receivable, Unclassified [Abstract]
 

RECEIVABLES
NOTE 4: RECEIVABLES
Receivables, net of their related allowance, consist of the following:

(in 000s)
As of March 31, 2025 June 30, 2024
Short-term Long-term Short-term Long-term
Loans to franchisees $ 17,267   $ 17,979   $ 5,917  $ 16,498 
Receivables for U.S. assisted and DIY tax preparation and related fees 221,510   9,282   18,440  5,332 
H&R Block's Instant Refund® receivables
24,162   808   2,947  207 
Emerald Advance® 22,385   22,635   17,867  21,360 
Software receivables from retailers 11,097   —   1,029  — 
Royalties and other receivables from franchisees 32,394   —   5,808  — 
Wave payment processing receivables 1,801   —   1,078  — 
Other 21,782   612   15,989  427 
Total $ 352,398   $ 51,316   $ 69,075  $ 43,824 

Balances presented above as short-term are included in receivables, while the long-term portions are included in other noncurrent assets in the consolidated balance sheets.
LOANS TO FRANCHISEES – Franchisee loan balances consist of term loans made primarily to finance the purchase of franchises and revolving lines of credit primarily for the purpose of funding working capital needs. Loans with a principal balance more than 90 days past due or on non-accrual status were $2.2 million and $1.1 million as of March 31, 2025 and June 30, 2024, respectively.
H&R BLOCK'S INSTANT REFUND ® – H&R Block's Instant Refund® amounts are generally received from the Canada Revenue Agency within 60 days of filing the client's return, with the remaining balance collectible from the client.
We review the credit quality of our Instant Refund receivables based on pools, which are segregated by the tax return year of origination, with older years being deemed more unlikely to be repaid. We establish an allowance for credit losses at an amount that we believe reflects the receivable at net realizable value. In December of each year, we charge-off the receivables and the related allowance to an amount we believe represents the net realizable value.
Balances and amounts on non-accrual status, classified as impaired, or more than 60 days past due, by tax return year of origination, as of March 31, 2025 are as foll ows:

(in 000s)

Tax return year of origination Balance More Than 60 Days Past Due
2024 $ 24,713   $ —  
2023 and prior 1,027   1,027  

25,740   $ 1,027  
Allowance (770)
Net balance $ 24,970  

EMERALD ADVANCE ® – We review the credit quality of our purchased participation interests in Emerald Advance® (EA) receivables based on pools, which are segregated by the fiscal year of origination, with older years being deemed more unlikely to be repaid. We establish an allowance for credit losses at an amount that we believe reflects the receivable at net realizable value. Typically, in December of each year, we charge-off the receivables and the related allowance for EAs to an amount we believe represents the net realizable value.
Balances and amounts on non-accrual status, classified as impaired, or more than 60 days past due, by fiscal year of origination, as of March 31, 2025 are as follows:

(in 000s)
Fiscal year of origination Balance Non-Accrual
2025 $ 40,017   $ —  
2024 and prior 24,374   24,374  

64,391   $ 24,374  
Allowance (19,371)
Net balance $ 45,020  

ALLOWANCE FOR CREDIT LOSSES – Activity in the allowance for credit losses for EA and all other short-term and long-term receivables for the nine months ended March 31, 2025 and 2024 is as follows:

(in 000s)
EAs All Other Total
Balances as of July 1, 2024 $ 33,536   $ 45,327   $ 78,863  
Provision for credit losses 19,371   36,671   56,042  
Charge-offs, recoveries and other (33,536) (45,864) (79,400)
Balances as of March 31, 2025 $ 19,371   $ 36,134   $ 55,505  
Balances as of July 1, 2023 $ 27,386  $ 35,108  $ 62,494 
Provision for credit losses 21,011  40,348  61,359 
Charge-offs, recoveries and other (27,714) (37,455) (65,169)
Balances as of March 31, 2024 $ 20,683  $ 38,001  $ 58,684 

X

- References No definition available.

+ Details

Name:
us-gaap_AccountsAndNotesReceivableUnclassifiedAbstract

Namespace Prefix:
us-gaap_

Data Type:
xbrli:stringItemType

Balance Type:
na

Period Type:
duration

X

- Definition The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.

+ References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Publisher FASB
-URI https://asc.fasb.org//310-10/tableOfContent

+ Details

Name:
us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock

Namespace Prefix:
us-gaap_

Data Type:
dtr-types:textBlockItemType

Balance Type:
na

Period Type:
duration