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10-Q – 2026-08-03 – reg-20260630.htm

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(2,721

)

 

 

(788

)

 

 

(1,933

)

Total other expense, net

 

$

50,593

 

 

 

51,040

 

 

 

(447

)

 

36

 

Interest expense, net, increased by $3.3 million primarily due to the following:
• $5.7 million increase in Interest on notes payable primarily due to net increase in public debt at higher interest rates than previously outstanding notes; partially offset by

• $1.9 million decrease in Interest on unsecured credit facilities primarily due to carrying a lower weighted average outstanding balance under our Line in 2026 as compared to 2025.

Net investment income increased by $1.9 million primarily driven by market volatility, including a $1.6 million increase in returns on investments held in the non-qualified deferred compensation plan and a $0.3 million increase in returns related to other corporate investments.
Equity in income of investments in real estate partnerships increased by $2.4 million mainly due to gains on partial real estate sales recognized at unconsolidated real estate partnerships during the current period.
The following represents the remaining components that comprise Net income attributable to common shareholders and unit holders :
 

 

 

Three months ended June 30,

 

 

 

 

(in thousands)

 

2026

 

 

2025

 

 

Change

 

Net income

 

$

119,739

 

 

 

108,349

 

 

 

11,390

 

Income attributable to noncontrolling interests

 

 

(3,975

)

 

 

(2,328

)

 

 

(1,647

)

Net income attributable to the Company

 

 

115,764

 

 

 

106,021

 

 

 

9,743

 

Preferred stock dividends

 

 

(3,413

)

 

 

(3,413

)

 

 

—

 

Net income attributable to common shareholders

 

$

112,351

 

 

$

102,608

 

 

$

9,743

 

Net income attributable to exchangeable operating partnership units

 

 

(2,360

)

 

 

(586

)

 

 

(1,774

)

Net income attributable to common unit holders

 

$

114,711

 

 

 

103,194

 

 

 

11,517

 

 
 
Results of Operations
Comparison of the six months ended June 30, 2026 and 2025:
Changes in revenues are summarized in the following table:
 

 

 

Six months ended June 30,

 

 

 

 

(in thousands)

 

2026

 

 

2025

 

 

Change

 

Lease income

 

 

 

 

 

 

 

 

 

Base rent

 

$

555,438

 

 

 

512,927

 

 

 

42,511

 

Recoveries from tenants

 

 

206,794

 

 

 

182,986

 

 

 

23,808

 

Percentage rent

 

 

10,010

 

 

 

9,608

 

 

 

402

 

Uncollectible lease income

 

 

(3,281

)

 

 

(1,959

)

 

 

(1,322

)

Other lease income

 

 

15,388

 

 

 

12,747

 

 

 

2,641

 

Straight-line rent

 

 

10,025

 

 

 

11,394

 

 

 

(1,369

)

Above / below market rent amortization, net

 

 

11,037

 

 

 

12,481

 

 

 

(1,444

)

Total lease income

 

$

805,411

 

 

 

740,184

 

 

 

65,227

 

Other property income

 

 

6,427

 

 

 

7,520

 

 

 

(1,093

)

Management, transaction, and other fees

 

 

14,125

 

 

 

14,056

 

 

 

69

 

Total revenues

 

$

825,963

 

 

 

761,760

 

 

 

64,203

 

Lease income increased by $65.2 million primarily due to the following:
• $42.5 million increase in Base rent, mainly driven by the following:

o $23.9 million increase resulting from same properties, including:

▪ $11.0 million increase due to increases from occupancy, contractual rent steps in existing leases, and positive rental spreads on new and renewal leases;

▪ $7.8 million increase due to redevelopment projects that commenced operations; and

▪ $5.1 million increase related to the acquisitions of the remaining ownership interests, resulting in consolidation of properties previously held in unconsolidated real estate partnerships;

37

 

o $13.0 million increase from acquisitions of operating properties in 2026 as compared to 2025 activity; and

o $8.1 million increase from rent commencements at completed development properties; partially offset by

o $3.0 million decrease due to dispositions of operating properties.

• $23.8 million increase from contractual Recoveries from tenants, which represent their proportionate share of the operating, maintenance, insurance, and real estate tax expenses incurred to operate our shopping centers. Recoveries from tenants increased, mainly from the following:

o $18.3 million increase primarily driven by higher recoverable operating expenses and higher recovery rates resulting from increased occupancy in the current year; and

o $6.8 million increase driven by the acquisition of operating properties in 2026 as compared to 2025, and rent commencements at development properties; partially offset by

o $1.3 million decrease due to disposition of operating properties.

• $2.6 million increase in Other lease income mainly due to an increase in lease assignment fee income and termination fee income.

Changes in our operating expenses are summarized in the following table :
 

 

 

Six months ended June 30,

 

 

 

 

(in thousands)

 

2026

 

 

2025

 

 

Change

 

Depreciation and amortization

 

$

215,225

 

 

 

196,309

 

 

 

18,916

 

Property operating expense

 

 

144,246

 

 

 

129,218

 

 

 

15,028

 

Real estate taxes

 

 

101,395

 

 

 

93,860

 

 

 

7,535

 

General and administrative

 

 

53,173

 

 

 

47,080

 

 

 

6,093

 

Other operating expenses

 

 

3,038

 

 

 

3,632

 

 

 

(594

)

Total operating expenses

 

$

517,077

 

 

 

470,099

 

 

 

46,978

 

Depreciation and amortization increased by $18.9 million mainly due to the following:
• $12.7 million increase from operating properties acquired and development properties placed in service during the period; and

• $6.3 million increase from same properties primarily driven by redevelopment activities.

Property operating expense increased by $15.0 million, mainly due to the following:
• $11.0 million increase from same properties primarily reflecting higher recoverable common area maintenance and other tenant-related operating costs; and

• $5.6 million increase in acquisitions of operating properties and development properties placed in service; partially offset by

• $1.5 million decrease due to disposition of operating properties.

Real estate taxes increased by $7.5 million, mainly due to the acquisition of operating properties and increases in real estate tax assessments across the same property portfolio.
General and administrative costs increased by $6.1 million mainly due to the following:
• $3.2 million increase in compensation costs driven by both salaries and performance-based incentive compensation; and

• $2.9 million increase due to changes in the fair value of participant obligations within the deferred compensation plan, which were attributable to changes in the fair values of those investments recognized in Net investment income;

Changes in Other expense, net are summarized in the following table:
 

 

 

Six months ended June 30,

 

 

 

 

(in thousands)

 

2026

 

 

2025

 

 

Change

 

Interest expense, net

 

 

 

 

 

 

 

 

 

Interest on notes payable

 

$

111,074

 

 

 

99,411

 

 

 

11,663

 

Interest on unsecured credit facilities

 

 

3,348

 

 

 

5,649

 

 

 

(2,301

)

Capitalized interest

 

 

(5,061

)

 

 

(4,534

)

 

 

(527

)

Hedge expense

 

 

95

 

 

 

451

 

 

 

(356

)

Interest income

 

 

(3,689

)

 

 

(2,692

)

 

 

(997

)

Interest expense, net

 

$

105,767

 

 

 

98,285

 

 

 

7,482

 

Provision for impairment of real estate, net of tax

 

 

—

 

 

 

1,262

 

 

 

(1,262

)

(Gain) Loss on sale of real estate, net of tax

 

 

(7,462

)

 

 

193

 

 

 

(7,655

)

Net investment income

 

 

(3,416

)

 

 

(27

)

 

 

(3,389

)

Total other expense, net

 

$

94,889

 

 

 

99,713

 

 

 

(4,824

)

 

38

 

Interest expense, net increased by $7.5 million primarily due to the following:
• $11.7 million increase in Interest on notes payable primarily due to net increase in public debt at higher interest rates than previously outstanding notes; partially offset by

• $2.3 million decrease in Interest on unsecured credit facilities primarily due to carrying a lower weighted average outstanding balance under our Line in 2026 as compared to 2025.

During the six months ended June 30, 2026, we recognized gain on sale of real estate, net of tax of $7.5 million primarily from the sale of one operating property and three outparcels.
Net investment income increased by $3.4 million primarily driven by market volatility, including a $2.9 million increase in returns on investments held in the non-qualified deferred compensation plan and a $0.5 million increase in returns related to other corporate investments.
Equity in income of investments in real estate partnerships increased by $10.3 million mainly due to $10.3 million in gains on partial real estate sales recognized at unconsolidated real estate partnerships during the current period.
The following represents the remaining components that comprise Net income attributable to common shareholders and unit holders :
 

 

 

Six months ended June 30,

 

 

 

 

(in thousands)

 

2026

 

 

2025

 

 

Change

 

Net income

 

$

252,537

 

 

 

220,202

 

 

 

32,335

 

Income attributable to noncontrolling interests

 

 

(8,224

)

 

 

(4,594

)

 

 

(3,630

)

Net income attributable to the Company

 

 

244,313

 

 

 

215,608

 

 

 

28,705

 

Preferred stock dividends

 

 

(6,826

)

 

 

(6,826

)

 

 

—

 

Net income attributable to common shareholders

 

$

237,487

 

 

$

208,782

 

 

$

28,705

 

Net income attributable to exchangeable operating partnership units

 

 

(4,977

)

 

 

(1,228

)

 

 

(3,749

)

Net income attributable to common unit holders

 

$

242,464

 

 

 

210,010

 

 

 

32,454

 

Income attributable to noncontrolling interests and Net income attributable to exchangeable operating partnership units increased by $3.6 million and $3.7 million, respectively, primarily due to the issuance of 2.8 million exchangeable operating partnership units to unrelated third-party sellers in connection with the acquisition of five properties in July 2025.
 
Supplemental Earnings Information on Non-GAAP Financial Measures
We use certain non-GAAP financial measures, in addition to certain performance metrics determined under GAAP, as we believe these measures improve the understanding of the operating results. We believe these non-GAAP financial measures provide useful information to our Board of Directors, management and investors regarding certain trends relating to our financial condition and results of operations. Our management uses these non-GAAP measures to compare our performance to that of prior periods for trend analyses, purposes of determining management incentive compensation and budgeting, forecasting and planning purposes. We provide Pro-rata financial information because we believe it assists investors and analysts in estimating our economic interest in our consolidated and unconsolidated real estate partnerships, when read in conjunction with our reported results under GAAP. We believe presenting our Pro-rata share of operating results, assets and liabilities, along with other non-GAAP financial measures, may assist in comparing our operating results, assets and liabilities to other REITs. We continually evaluate the usefulness, relevance, limitations, and calculation of our reported non-GAAP measures to determine how best to provide relevant information to the public, and thus such reported non-GAAP financial measures could change. See "Non-GAAP Financial Measures" at the beginning of this Management's Discussion and Analysis.
We do not consider non-GAAP financial measures as an alternative to financial measures determined in accordance with GAAP, rather they supplement GAAP measures by providing additional information we believe to be useful to our shareholders. The principal limitation of these non-GAAP financial measures is that they may exclude significant expense and income items that are required by GAAP to be recognized in our Consolidated Financial Statements. In addition, they reflect the exercise of management's judgment about which expense and income items are excluded or included in determining these non-GAAP financial measures. In order to compensate for these limitations, reconciliations of the non-GAAP financial measures we use to their most directly comparable GAAP measures are provided, including as set forth below. Non-GAAP financial measures should not be relied upon in evaluating the financial condition, results of operations, or future prospects.

39

 

Same Property NOI (Non-GAAP Financial Measures):
 

 

 

Three months ended June 30,

 

 

 

 

 

Six months ended June 30,

 

 

 

 

(in thousands)

 

2026

 

 

2025

 

 

Change

 

 

2026

 

 

2025

 

 

Change

 

Base rent

 

$

294,244

 

 

 

283,908

 

 

 

10,336

 

 

$

585,341

 

 

 

565,235

 

 

 

20,106

 

Recoveries from tenants

 

 

109,952

 

 

 

100,542

 

 

 

9,410

 

 

 

219,772

 

 

 

201,236

 

 

 

18,536

 

Percentage rent

 

 

2,789

 

 

 

3,500

 

 

 

(711

)

 

 

10,920

 

 

 

10,819

 

 

 

101

 

Uncollectible lease income

 

 

(1,319

)

 

 

(1,483

)

 

 

164

 

 

 

(2,819

)

 

 

(2,028

)

 

 

(791

)

Other lease income

 

 

5,276

 

 

 

4,856

 

 

 

420

 

 

 

11,531

 

 

 

9,515

 

 

 

2,016

 

Other property income

 

 

3,515

 

 

 

3,991

 

 

 

(476

)

 

 

6,628

 

 

 

6,704

 

 

 

(76

)

Total real estate revenue

 

 

414,457

 

 

 

395,314

 

 

 

19,143

 

 

 

831,373

 

 

 

791,481

 

 

 

39,892

 

Operating and maintenance

 

 

69,533

 

 

 

62,932

 

 

 

6,601

 

 

 

142,542

 

 

 

131,359

 

 

 

11,183

 

Real estate taxes

 

 

52,979

 

 

 

51,228

 

 

 

1,751

 

 

 

107,657

 

 

 

101,645

 

 

 

6,012

 

Ground rent

 

 

3,625

 

 

 

3,508

 

 

 

117

 

 

 

7,286

 

 

 

7,196

 

 

 

90

 

Total real estate operating expenses

 

 

126,137

 

 

 

117,668

 

 

 

8,469

 

 

 

257,485

 

 

 

240,200

 

 

 

17,285

 

Same property NOI

 

$

288,320

 

 

 

277,646

 

 

 

10,674

 

 

$

573,888

 

 

 

551,281

 

 

 

22,607

 

Same property NOI growth

 

 

 

 

 

 

 

 

3.8

%

 

 

 

 

 

 

 

 

4.1

%

Same property NOI changed from the following major components:
Total real estate revenue increased by $19.1 million and $39.9 million, on a net basis, during the three and six months ended June 30, 2026, respectively, as follows:
• Base rent increased by $10.3 million and $20.1 million during the three and six months ended June 30, 2026, respectively, due to contractual rent steps in existing leases, positive rental spreads on new and renewal leases, and increases in occupancy, as well as redevelopment projects completing and operating.

• Recoveries from tenants increased by $9.4 million and $18.5 million during the three and six months ended June 30, 2026, respectively, due to higher recoverable expenses and increased occupancy and recovery rates.

• Other lease income increased by $2.0 million during the six months ended June 30, 2026, due to an increase in lease assignment fee income.

Total real estate operating expenses increased by $8.5 million and $17.3 million, on a net basis, during the three and six months ended June 30, 2026, respectively, as follows:
• Operating and maintenance increased by $6.6 million and $11.2 million during the three and six months ended June 30, 2026, respectively, primarily due to increases in common area maintenance and other tenant-recoverable costs.

• Real estate taxes increased by $6.0 million during the six months ended June 30, 2026, primarily due to an increase in real estate assessments across the portfolio.

40

 

Reconciliation of Same Property NOI to Net Income Attributable to Common Shareholders:
 

 

 

Three months ended June 30,

 

 

Six months ended June 30,

 

(in thousands)

 

2026

 

 

2025

 

 

2026

 

 

2025

 

Net income attributable to common shareholders

 

$

112,351

 

 

 

102,608

 

 

$

237,487

 

 

 

208,782

 

Less:

 

 

 

 

 

 

 

 

 

 

 

 

Management, transaction, and other fees

 

 

(7,192

)

 

 

(7,244

)

 

 

(14,125

)

 

 

(14,056

)

Other (1)

 

 

(12,181

)

 

 

(12,850

)

 

 

(23,577

)

 

 

(26,539

)

Plus:

 

 

 

 

 

 

 

 

 

 

 

 

Depreciation and amortization

 

 

108,803

 

 

 

99,535

 

 

 

215,225

 

 

 

196,309

 

General and administrative

 

 

27,567

 

 

 

25,480

 

 

 

53,173

 

 

 

47,080

 

Other operating expense

 

 

2,037

 

 

 

1,944

 

 

 

3,038

 

 

 

3,632

 

Other expense, net

 

 

50,593

 

 

 

51,040

 

 

 

94,889

 

 

 

99,713

 

Equity in income of investments in real estate excluded from NOI (2)

 

 

10,740

 

 

 

14,679

 

 

 

15,340

 

 

 

28,130

 

Net income attributable to noncontrolling interests

 

 

3,975

 

 

 

2,328

 

 

 

8,224

 

 

 

4,594

 

Preferred stock dividends

 

 

3,413

 

 

 

3,413

 

 

 

6,826

 

 

 

6,826

 

NOI

 

$

300,106

 

 

 

280,933

 

 

 

596,500

 

 

 

554,471

 

Less non-same property NOI (3)

 

 

(11,786

)

 

 

(3,287

)

 

 

(22,612

)

 

 

(3,190

)

Same property NOI

 

$

288,320

 

 

 

277,646

 

 

$

573,888

 

 

 

551,281

 

(1) Includes straight-line rental income and expense, net of reserves, above and below market rent amortization, other fees, and noncontrolling interests.

(2) Includes non-NOI income earned and expenses incurred at our unconsolidated real estate partnerships, including those separated out above for our consolidated properties.

(3) Includes revenues and expenses attributable to Non-Same Property, Property in Development, termination fees, corporate activities, and noncontrolling interests.

Nareit FFO, Core Operating Earnings and AFFO (Non-GAAP Financial Measures):
Our reconciliation of net income attributable to common shareholders to Nareit FFO, to Core Operating Earnings, and to AFFO is as follows:
 

 

 

Three months ended June 30,

 

 

Six months ended June 30,

 

(in thousands)

 

2026

 

 

2025

 

 

2026

 

 

2025

 

Reconciliation of Net income attributable to common shareholders to Nareit FFO

 

 

 

 

 

 

 

 

 

 

 

 

Net income attributable to common shareholders

 

$

112,351

 

 

 

102,608

 

 

$

237,487

 

 

 

208,782

 

Adjustments to reconcile to Nareit FFO: (1)

 

 

 

 

 

 

 

 

 

 

 

 

Depreciation and amortization (excluding FF&E)

 

 

115,156

 

 

 

107,329

 

 

 

228,718

 

 

 

211,363

 

Provision for impairment of real estate

 

 

—

 

 

 

1,262

 

 

 

—

 

 

 

1,262

 

(Gain) Loss on sale of real estate, net of tax

 

 

(3,570

)

 

 

346

 

 

 

(20,617

)

 

 

245

 

Exchangeable operating partnership units

 

 

2,360

 

 

 

586

 

 

 

4,977

 

 

 

1,228

 

Nareit FFO attributable to common stock and unit holders

 

$

226,297

 

 

 

212,131

 

 

$

450,565

 

 

 

422,880

 

Reconciliation of Nareit FFO to Core Operating Earnings

 

 

 

 

 

 

 

 

 

 

 

 

Nareit FFO

 

$

226,297

 

 

 

212,131

 

 

$

450,565

 

 

 

422,880

 

Adjustments to reconcile to Core Operating Earnings: (1)

 

 

 

 

 

 

 

 

 

 

 

 

Certain Non-Cash Items

 

 

 

 

 

 

 

 

 

 

 

 

Straight-line rent, net (2)

 

 

(5,390

)

 

 

(6,040

)

 

 

(9,828

)

 

 

(12,177

)

Above/below market rent amortization, net

 

 

(5,048

)

 

 

(5,376

)

 

 

(10,297

)

 

 

(11,837

)

Debt and derivative mark-to-market amortization

 

 

1,871

 

 

 

1,510

 

 

 

3,813

 

 

 

2,802

 

Core Operating Earnings

 

$

217,730

 

 

 

202,225

 

 

$

434,253

 

 

 

401,668

 

(1) Includes Regency's share of unconsolidated investment partnerships, net of amounts attributable to noncontrolling interests.

(2) Includes the impact of uncollectible straight-line rent of $0.9 million and $0.7 million for the three months ended June 30, 2026 and 2025, respectively, and $3.1 million and $1.1 million for six months ended June 30, 2026 and 2025, respectively.
 

 

41

 

 

 

Three months ended June 30,

 

 

Six months ended June 30,

 

(in thousands)

 

2026

 

 

2025

 

 

2026

 

 

2025

 

Reconciliation of Core Operating Earnings to AFFO:

 

 

 

 

 

 

 

 

 

 

 

 

Core Operating Earnings

 

$

217,730

 

 

 

202,225

 

 

$

434,253

 

 

 

401,668

 

Adjustments to reconcile to AFFO (1) :

 

 

 

 

 

 

 

 

 

 

 

 

Operating capital expenditures

 

 

(40,823

)

 

 

(32,524

)

 

 

(67,910

)

 

 

(56,277

)

Debt cost and derivative adjustments

 

 

2,372

 

 

 

2,297

 

 

 

4,602

 

 

 

4,426

 

Stock-based compensation

 

 

6,061

 

 

 

5,455

 

 

 

11,929

 

 

 

10,898

 

AFFO

 

$

185,340

 

 

 

177,453

 

 

$

382,874

 

 

 

360,715

 

(1) Includes Regency's share of unconsolidated investment partnerships, net of amounts attributable to noncontrolling interests.

 
Liquidity and Capital Resources
General
We use cash flows generated from operating, investing, and financing activities to strengthen our balance sheet, finance our development and redevelopment projects, fund our investment activities, and maintain financial flexibility. A significant portion of our cash flows from operations is distributed to our common shareholders in the form of dividends in order to maintain our status as a REIT.
Except for $100 million of private placement debt, our Parent Company has no capital commitments other than its guarantees of the commitments of our Operating Partnership. All remaining debt is held by our Operating Partnership, its subsidiaries, or by our real estate partnerships. The Operating Partnership is a guarantor of the $100 million of outstanding debt of our Parent Company, which matures in August 2026 and which we expect to repay at maturity using available liquidity. The Parent Company will from time to time access the capital markets for the purpose of issuing new equity, and will simultaneously contribute all of the offering proceeds to the Operating Partnership in exchange for additional partnership units.
We continually assess our available liquidity and our expected cash requirements, including monitoring our tenant rent collections. We have access to and draw on multiple financing sources to fund our operations and our long-term capital needs, including the requirements of our in process and planned developments, redevelopments, other capital expenditures, and the repayment of debt. We expect to meet these needs by using a combination of the following: cash flows from operations after funding our common stock and preferred stock dividends, borrowings from our Line, proceeds from the sale of real estate, mortgage loan and unsecured bank financing, distributions received from our real estate partnerships, and when the capital markets are favorable, proceeds from the sale of equity securities or the issuance of new unsecured debt. We continually evaluate alternative financing options, and we believe we can obtain new financing on reasonable terms, although likely at higher interest rates than that of our debt currently outstanding, due to the current interest rate environment.
We are actively monitoring market conditions and evaluating strategies to mitigate interest rate risk. These strategies may include the use of interest rate swaps, caps, or forward-starting hedges to lock in rates on future debt issuances or refinancings. We are also prioritizing refinancing of maturing debt with long-duration fixed-rate debt where appropriate, to minimize future exposure to rate volatility.
As of June 30, 2026, we had $933.2 million of loans maturing during the next 12 months, including Regency's share of maturities within our unconsolidated real estate partnerships, which we intend to refinance or pay off as they mature. We actively monitor the capital markets and maintain flexibility to access them opportunistically, while proactively managing our debt maturity profile to support a strong balance sheet. We currently expect to address these maturing obligations through a combination of cash flows from operations, refinancing at maturity, available liquidity under our Line, or proceeds from potential property sales.
Based upon our available cash balance, sources of capital, our current credit ratings, and the number of high quality, unencumbered properties we own, we believe our available capital resources are sufficient to meet our expected capital needs for the next year, although, in the longer term, we can provide no assurances.

42

 

In addition to our $186.0 million of unrestricted cash, we have the following additional sources of capital available:
 

(in thousands)

June 30, 2026

 

ATM program

 

 

Original offering amount

$

500,000

 

Available capacity

$

500,000

 

Line of credit

 

 

Total commitment amount

$

1,500,000

 

Available capacity (1)

$

1,457,940

 

Maturity (2)

March 23, 2028

 

 
(1) Net of letters of credit issued against our Line.

(2) The Company has the option to extend the maturity for two additional six-month periods beyond the stated maturity in the table.

The declaration of dividends is determined quarterly by, and in the discretion of, our Board of Directors.
While future dividends on shares of our common stock will be determined at the discretion of our Board of Directors, we plan to continue paying an aggregate amount of distributions to our stock and unit holders that, at a minimum, meet the requirements to continue qualifying as a REIT for federal income tax purposes.
We have historically generated sufficient cash flow from operations to fund our dividend distributions. During the six months ended June 30, 2026 and 2025, we generated cash flows from operating activities of $434.0 million and $405.1 million, respectively, and paid $288.6 million and $263.8 million in dividends to our common and preferred stock and unit holders, in the same respective periods.
We currently have development and redevelopment projects in various stages of planning, design and construction, along with a pipeline of potential projects for future development or redevelopment. After funding the July 2026 dividends for our common and preferred stock and Operating Partnership units, we estimate that we will require capital during the next 12 months of approximately $1.4 billion related to leasing commissions, tenant improvements, in-process developments and redevelopments, capital contributions to our real estate partnerships, and repaying maturing debt. These capital requirements may be impacted by increased costs of construction caused by, without limitation, tariffs and inflation affecting materials, labor, and services from third-party contractors and suppliers. Additionally, current volatility in oil prices can further drive up transportation and operational costs, contributing to overall project expenses. We continue to implement mitigation strategies including, but not limited to, entering into fixed cost construction contracts, pre-ordering materials, and other planning efforts. Further, continued challenges from permitting delays and labor and material shortages may extend the time to completion of these projects.
If we start new developments or redevelopments, commit to property acquisitions, repay debt with cash, declare future dividends, or repurchase shares of our common stock, our cash requirements will increase. If we refinance maturing debt, our cash requirements will decrease.
We endeavor to maintain a high percentage of unencumbered assets which enables us to access the secured and unsecured debt markets cost effectively and to maintain borrowing capacity on the Line. As of June 30, 2026, 88.4% of our consolidated real estate assets were unencumbered.
Our Line and unsecured debt require that we remain in compliance with various customary financial covenants, which are described in the Consolidated Financial Statements included in our 2025 Form 10-K. We were in compliance with these covenants at June 30, 2026, and expect to remain in compliance.
Summary of Cash Flow Activity
The following table summarizes net cash flows related to operating, investing, and financing activities of the Company:
 

 

Six months ended June 30,

 

 

 

 

(in thousands)

2026

 

 

2025

 

 

Change

 

Net cash provided by operating activities

$

434,030

 

 

 

405,079

 

 

 

28,951

 

Net cash used in investing activities

 

(219,157

)

 

 

(372,693

)

 

 

153,536

 

Net cash (used in) provided by financing activities

 

(143,920

)

 

 

60,549

 

 

 

(204,469

)

Net change in cash, cash equivalents, and restricted cash

$

70,953

 

 

 

92,935

 

 

 

(21,982

)

Total cash, cash equivalents, and restricted cash

$

191,614

 

 

 

154,819

 

 

 

36,795

 

 

43

 

Net cash provided by operating activities:
Net cash provided by operating activities increased $29.0 million due to:
• $28.6 million increase in cash from operations due to the timing of receipts and payments

• $0.4 million increase in operating cash flow distributions from Investments in real estate partnerships.

Net cash used in investing activities:
Net cash used in investing activities changed by $153.5 million as follows:
 

 

Six months ended June 30,

 

 

 

 

(in thousands)

2026

 

 

2025

 

 

Change

 

Cash flows from investing activities:

 

 

 

 

 

 

 

 

Acquisition of operating real estate, net of cash acquired of $787 in 2025

$

(32,766

)

 

 

(83,261

)

 

 

50,495

 

Real estate development and capital improvements

 

(212,003

)

 

 

(204,657

)

 

 

(7,346

)

Proceeds from sale of real estate

 

13,882

 

 

 

7,165

 

 

 

6,717

 

Proceeds from property insurance casualty claims

 

3,301

 

 

 

—

 

 

 

3,301

 

Issuance of notes receivable

 

(1,500

)

 

 

—

 

 

 

(1,500

)

Collection of notes receivable

 

1,069

 

 

 

180

 

 

 

889

 

Investments in real estate partnerships

 

(35,142

)

 

 

(6,217

)

 

 

(28,925

)

Return of capital from investments in real estate partnerships

 

40,914

 

 

 

—

 

 

 

40,914

 

Dividends on investment securities

 

1,646

 

 

 

1,081

 

 

 

565

 

Purchase of investment securities

 

(6,109

)

 

 

(96,226

)

 

 

90,117

 

Proceeds from sale of investment securities

 

7,551

 

 

 

9,242

 

 

 

(1,691

)

Net cash used in investing activities

$

(219,157

)

 

 

(372,693

)

 

 

153,536

 

Significant changes in investing activities include:
• We paid $32.8 million in 2026 to purchase one operating property, one property for redevelopment and two operating outparcels. We paid $83.3 million in 2025 to purchase three operating properties and one operating outparcel.

• During 2026, we invested $7.3 million more on real estate development and capital improvements than the comparable prior year period, as further detailed in a table below.

• We sold one operating property and three land parcels in 2026 for net proceeds of $13.9 million compared to one operating property in 2025 for net proceeds of $7.2 million.

• We received property insurance claim proceeds of $3.3 million in 2026.

• Investments in real estate partnerships:

o In 2026, we invested $35.1 million, including $21.8 million to fund our share of debt repayments, $7.5 million to fund our share of a property acquisition, and $5.3 million to fund our share of development and redevelopment activities.

o In 2025, we invested $6.2 million, including $3.2 million to fund our share of a property acquisition, and $3.0 million to fund our share of development and redevelopment activities.

• Return of capital from our unconsolidated investments in real estate partnerships includes sales or financing proceeds.

o During 2026, we received $40.9 million from our share of proceeds from debt financing activities, a property disposition, and outparcel sales.

• Purchase of investment securities and proceeds from sale of investment securities pertaining to investment activities held in our captive insurance company and our deferred compensation plan, as well as:

o During 2025, we invested approximately $90 million in commercial time deposits with proceeds received from the May 2025 public offering of senior unsecured notes. These commercial time deposits were subsequently settled at maturity during the third and fourth quarters of 2025.

44

 

We plan to continue developing and redeveloping shopping centers for long-term investment. During the six months ended June 30, 2026, we deployed capital of $212.0 million for the development, redevelopment, and capital improvement of our real estate properties, comprised of the following:
 

 

Six months ended June 30,

 

 

 

 

(in thousands)

2026

 

 

2025

 

 

Change

 

Capital expenditures:

 

 

 

 

 

 

 

 

Land acquisitions - Development

 

7,008

 

 

 

—

 

 

 

7,008

 

Acquisition of land & improvements - Redevelopment

 

17,754

 

 

 

—

 

 

 

17,754

 

Building and tenant improvements

 

56,312

 

 

 

48,676

 

 

 

7,636

 

Redevelopment costs

 

50,352

 

 

 

69,906

 

 

 

(19,554

)

Development costs

 

63,231

 

 

 

71,820

 

 

 

(8,589

)

Capitalized interest

 

4,988

 

 

 

3,614

 

 

 

1,374

 

Capitalized direct compensation

 

12,358

 

 

 

10,641

 

 

 

1,717

 

Real estate development and capital improvements

$

212,003

 

 

 

204,657

 

 

 

7,346

 

• We acquired one property for development and one property for redevelopment in 2026.

• Building and tenant improvements increased $7.6 million in 2026, primarily related to the timing and volume of capital projects.

• Redevelopment costs are lower than the prior year. We intend to continuously improve our portfolio of shopping centers through redevelopment which can include adjacent land acquisition, existing building expansions, facade renovations, new out-parcel building construction, and redevelopments related to tenant improvement costs. The size and magnitude of each redevelopment project varies with each redevelopment plan. The timing and duration of these projects could also result in volatility in NOI. See the tables below for more details about our redevelopment projects.

• Development costs are lower in 2026 due to the progress towards completion of our development projects in process. See the tables below for more details about our development projects.

• Interest is capitalized on our development and redevelopment projects and is based on cumulative actual costs incurred. We cease interest capitalization when the property is no longer being developed or is available for occupancy upon substantial completion of tenant improvements, but in no event would we capitalize interest on the project beyond 12 months after the anchor tenant opens for business. If we reduce our development and redevelopment activity, the amount of interest that we capitalize may be lower than historical averages.

• We have a dedicated staff of employees who directly support our development program, which includes redevelopment of our existing properties. Internal compensation costs directly attributable to these activities are capitalized as part of each project.

The following table summarizes our development projects in-process and completed:
 

(in thousands, except cost PSF)

 

 

 

 

 

 

 

June 30, 2026

 

Property Name

 

Market

 

Ownership (1)

 

Start
Date

 

Estimated
Stabilization
Year (2)

 

Estimated / Actual Net
Development
Costs (1) (3)

 

 

% of Costs Incurred

 

 

GLA (1)

 

 

Cost PSF
of GLA (1) (3)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Developments In-Process

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Sienna Grande Shops

 

Houston, TX

 

75%

 

Q2-2023

 

2027

 

 

9,391

 

 

 

92

%

 

 

23

 

 

 

408

 

The Shops at SunVet

 

Long Island, NY

 

100%

 

Q2-2023

 

2027

 

 

96,197

 

 

 

92

%

 

 

169

 

 

 

569

 

The Village at Seven Pines

 

Jacksonville, FL

 

100%

 

Q3-2025

 

2028

 

 

112,302

 

 

 

23

%

 

 

239

 

 

 

470

 

Ellis Village Center - Phase 1

 

Bay Area, CA

 

100%

 

Q3-2025

 

2027

 

 

29,592

 

 

 

55

%

 

 

49

 

 

 

604

 

Culver Commons

 

Los Angeles, CA

 

100%

 

Q4-2025

 

2028

 

 

15,852

 

 

 

20

%

 

 

14

 

 

 

1,132

 

Lone Tree Village

 

Denver, CO

 

100%

 

Q4-2025

 

2028

 

 

30,658

 

 

 

51

%

 

 

158

 

 

 

194

 

Oak Valley Village

 

Los Angeles, CA

 

75%

 

Q4-2025

 

2028

 

 

45,097

 

 

 

27

%

 

 

173

 

 

 

261

 

The Berkeley at Durbin Park

 

Jacksonville, FL

 

100%

 

Q2-2026

 

2028

 

 

54,814

 

 

 

15

%

 

 

106

 

 

 

517

 

Total Developments In-Process

 

 

 

 

 

 

 

$

393,903

 

 

 

45

%

 

 

931

 

 

 

423

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Developments Completed

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Oakley Shops at Laurel Fields

 

Bay Area, CA

 

100%

 

Q3-2024

 

2026

 

 

35,815

 

 

 

95

%

 

 

78

 

 

 

458

 

Total Developments Completed

 

 

 

 

 

 

 

$

35,815

 

 

 

95

%

 

 

78

 

 

 

458

 

(1) Estimated net development costs and GLA are reported based on Regency’s ownership interest in the real estate partnership at completion.

(2) Estimated Stabilization Year represents the estimated first full calendar year that the project will reach our expected stabilized yield.

(3) Includes leasing costs and is net of tenant reimbursements.

45

 

The following table summarizes our redevelopment projects in process and completed:
 

(in thousands)

 

 

 

 

 

 

 

June 30, 2026

 

Property Name

 

Market

 

Ownership (1)

 

Start Date

 

Estimated Stabilization Year (2)

 

Estimated Net
Project Costs (1) (3)

 

 

% of Costs Incurred

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Redevelopments In-Process

 

 

 

 

 

 

 

 

 

 

 

 

Bloom on Third

 

Los Angeles, CA

 

35%

 

Q4-2022

 

2027

 

$

25,720

 

 

 

75

%

Serramonte Center - Phase 3

 

San Francisco, CA

 

100%

 

Q2-2023

 

2026

 

 

42,535

 

 

 

58

%

West Chester Plaza

 

Cincinnati, OH

 

100%

 

Q4-2024

 

2028

 

 

15,442

 

 

 

34

%

Willows Shopping Center

 

Bay Area, CA

 

100%

 

Q4-2024

 

2027

 

 

16,807

 

 

 

69

%

The Crossing Clarendon

 

Metro DC

 

100%

 

Q2-2025

 

2027

 

 

13,679

 

 

 

53

%

East Meadow Plaza - Phase 2A

 

Long Island, NY

 

100%

 

Q3-2025

 

2027

 

 

15,969

 

 

 

70

%

Crystal Brook Corner

 

Long Island, NY

 

100%

 

Q1-2026

 

2028

 

 

58,673

 

 

 

57

%

Ryanwood Square

 

Palm Beach, FL

 

100%

 

Q2-2026

 

2027

 

 

12,093

 

 

 

3

%

Various Redevelopments

 

Various

 

Various

 

Various

 

Various

 

 

84,916

 

 

 

53

%

Total Redevelopments In-Process

 

 

 

 

 

 

 

$

285,834

 

 

 

54

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Redevelopments Completed

 

 

 

 

 

 

 

 

 

 

 

 

East Meadow Plaza - Phase 1

 

Long Island, NY

 

100%

 

Q3-2024

 

2026

 

 

11,736

 

 

 

90

%

Various Properties

 

Various

 

Various

 

Various

 

Various

 

 

14,999

 

 

 

97

%

Total Redevelopments Completed

 

 

 

 

 

 

 

$

26,735

 

 

 

94

%

(1) Estimated net development costs are reported based on Regency’s ownership interest in the real estate partnership at completion.

(2) Estimated Stabilization Year represents the estimated first full calendar year that the project will reach our expected stabilized yield.

(3) Includes leasing costs and is net of tenant reimbursements.

Net cash (used in) provided by financing activities:
Net cash flows used in financing activities increased by $204.5 million during 2026, as follows:
 

 

Six months ended June 30,

 

 

 

 

(in thousands)

2026

 

 

2025

 

 

Change

 

Cash flows from financing activities:

 

 

 

 

 

 

 

 

Tax withholding on stock-based compensation

$

(9,108

)

 

 

(6,783

)

 

 

(2,325

)

Repurchase of exchangeable operating partnership units

 

—

 

 

 

(2,046

)

 

 

2,046

 

Proceeds from sale of treasury stock

 

123

 

 

 

462

 

 

 

(339

)

Contributions from noncontrolling interests

 

2,311

 

 

 

8,416

 

 

 

(6,105

)

Distributions to and redemptions of noncontrolling interests

 

(7,411

)

 

 

(6,130

)

 

 

(1,281

)

Distributions to exchangeable operating partnership unit holders

 

(5,796

)

 

 

(1,546

)

 

 

(4,250

)

Dividends paid to common shareholders

 

(275,936

)

 

 

(255,455

)

 

 

(20,481

)

Dividends paid to preferred shareholders

 

(6,826

)

 

 

(6,826

)

 

 

—

 

Repayment of fixed rate unsecured notes

 

(100,000

)

 

 

—

 

 

 

(100,000

)

Proceeds from issuance of fixed rate unsecured notes, net of debt discount

 

447,192

 

 

 

397,116

 

 

 

50,076

 

Proceeds from unsecured credit facilities

 

285,000

 

 

 

395,000

 

 

 

(110,000

)

Repayment of unsecured credit facilities

 

(375,000

)

 

 

(430,000

)

 

 

55,000

 

Proceeds from notes payable

 

—

 

 

 

10,000

 

 

 

(10,000

)

Repayment of notes payable

 

(88,000

)

 

 

(32,787

)

 

 

(55,213

)

Scheduled principal payments

 

(6,412

)

 

 

(5,060

)

 

 

(1,352

)

Payment of financing costs

 

(4,057

)

 

 

(3,812

)

 

 

(245

)

Net cash (used in) provided by financing activities

$

(143,920

)

 

 

60,549

 

 

 

(204,469

)

Significant changes in financing activities during the six months ended June 30, 2026 and 2025, include the following:
• The taxes withheld in conjunction with vesting of equity award plans to satisfy employee tax withholding requirements totaled $9.1 million and $6.8 million during 2026 and 2025, respectively.

• During 2025, we paid $2.0 million for the redemption of exchangeable operating partnership units.

• During 2026, we received $2.3 million in contributions from noncontrolling interests, representing the limited partners' respective shares of development funding. During 2025, we received $8.4 million in contributions from noncontrolling interests, representing the limited partners' share of development funding.

46

 

• During 2026, we distributed $7.4 million to limited partners, including proceeds to partially redeem the non-controlling interest in two real estate partnerships. During 2025, we distributed $6.1 million to limited partners, including proceeds to partially redeem a non-controlling interest in one real estate partnership.

• We paid $24.7 million more in dividends and exchangeable operating partnership unit distributions during the six months ended June 30, 2026, including $18.2 million attributable to the higher dividend rate per share and $6.5 million attributable to the increase in common shares and operating partnership units outstanding.

• We had the following debt related activity during 2026:

o We repaid $100.0 million in unsecured private placement debt,

o We received $447.2 million in proceeds from issuing unsecured public debt,

o We repaid a net $90.0 million on our Line,

o We paid $94.4 million for debt repayments, including:

▪ $88.0 million for repaying one mortgage loan at maturity, and

▪ $6.4 million in principal mortgage payments

o We paid $4.1 million in loan costs relating to the unsecured public debt offering.

• We had the following debt related activity during 2025:

o We received $397.1 million in proceeds from issuing unsecured public debt,

o We repaid a net $35.0 million on our Line,

o We received $10.0 million in proceeds from a mortgage refinancing,

o We paid $37.8 million for debt repayments, including:

▪ $32.8 million for repaying two mortgage loans at maturity, and

▪ $5.1 million in principal mortgage payments.

o We paid $3.8 million in loan costs relating to the unsecured public debt offering.

 
Investments in Real Estate Partnerships
The following table is a summary of the unconsolidated combined assets and liabilities of our real estate partnerships and our Pro-rata share:

 

 

Combined

 

 

Regency's Share  (1)

 

(in thousands, except number of real estate
partnerships and number of properties)

 

June 30, 2026

 

 

December 31, 2025

 

 

June 30, 2026

 

 

December 31, 2025

 

Number of real estate partnerships

 

 

16

 

 

 

16

 

 

 

 

 

 

 

Regency's ownership

 

12% - 83%

 

 

12% - 83%

 

 

 

 

 

 

 

Number of properties

 

 

90

 

 

 

90

 

 

 

 

 

 

 

Assets

 

$

2,710,838

 

 

 

2,667,271

 

 

$

986,156

 

 

 

971,786

 

Liabilities

 

 

1,641,858

 

 

 

1,628,610

 

 

 

582,035

 

 

 

580,274

 

Equity

 

 

1,068,980

 

 

 

1,038,661

 

 

 

404,121

 

 

 

391,512

 

Basis difference

 

 

 

 

 

 

(41,311

)

 

 

(41,656

)

Investments in real estate partnerships

 

 

 

 

 

$

362,810

 

 

 

349,856

 

(1) Pro-rata financial information is not, and is not intended to be, a presentation in accordance with GAAP. However, management believes that providing such information is useful to investors in assessing the impact of our investments in real estate partnership activities on our operations, which includes such items on a single line presentation under the equity method in our Consolidated Financial Statements.

47

 

Our equity method investments in real estate partnerships consist of the following:

(in thousands)

 

Regency's Ownership

 

June 30, 2026

 

 

December 31, 2025

 

GRI - Regency, LLC (GRIR) (1)

 

40%

 

$

110,758

 

 

 

112,235

 

Columbia Regency Partners II, LLC (Columbia II)

 

20%

 

 

68,643

 

 

 

60,354

 

Columbia Village District, LLC

 

30%

 

 

6,061

 

 

 

6,295

 

Individual Investors

 

 

 

 

 

 

 

 

Ballard Blocks

 

50%

 

 

57,076

 

 

 

57,830

 

Bloom on Third

 

35%

 

 

47,878

 

 

 

46,860

 

Others

 

12% - 83%

 

 

72,394

 

 

 

66,282

 

Total Investment in real estate partnerships

 

 

 

$

362,810

 

 

$

349,856

 

(1) Effective January 1, 2026, the Company purchased its partner's ownership interest in a property held within this unconsolidated real estate partnership. Upon acquisition, this property was consolidated into Regency's financial statements.

Notes Payable - Investments in Real Estate Partnerships
Scheduled principal repayments on notes payable held by our investments in real estate partnerships were as follows:

(in thousands)

 

June 30, 2026

 

Scheduled Principal Payments and Maturities by Year:

 

Scheduled
Principal
Payments

 

 

Mortgage
Loan
Maturities

 

 

Unsecured
Maturities

 

 

Total

 

 

Regency’s
Pro-Rata
Share

 

2026 (1)

 

$

3,527

 

 

 

153,810

 

 

 

—

 

 

 

157,337

 

 

 

54,942

 

2027

 

 

7,303

 

 

 

32,800

 

 

 

—

 

 

 

40,103

 

 

 

13,417

 

2028

 

 

4,097

 

 

 

232,735

 

 

 

—

 

 

 

236,832

 

 

 

82,117

 

2029

 

 

2,855

 

 

 

104,434

 

 

 

—

 

 

 

107,289

 

 

 

37,157

 

2030

 

 

2,349

 

 

 

215,893

 

 

 

13,000

 

 

 

231,242

 

 

 

80,486

 

Beyond 5 Years

 

 

2,159

 

 

 

757,631

 

 

 

—

 

 

 

759,790

 

 

 

275,069

 

Net unamortized loan costs, debt premium / (discount)

 

 

—

 

 

 

(7,595

)

 

 

—

 

 

 

(7,595

)

 

 

(2,685

)

Total

 

$

22,290

 

 

 

1,489,708

 

 

 

13,000

 

 

 

1,524,998

 

 

 

540,503

 

(1) Reflects scheduled principal payments and maturities for the remainder of the year.

At June 30, 2026, our investments in unconsolidated real estate partnerships had notes payable of $1.5 billion maturing through 2034, of which 94.9% had a weighted average fixed interest rate of 4.2%. The remaining notes payable float with SOFR and had a weighted average variable interest rate of 5.9%, based on rates as of June 30, 2026. These fixed and variable rate notes payable are all non-recourse, and our Pro-rata share was $540.5 million as of June 30, 2026. As notes payable mature, they will be repaid from proceeds from new borrowings and/or capital contributions.
We are obligated to contribute our Pro-rata share to fund maturities if the loans are not refinanced, and we have the capacity to do so from existing cash balances, availability on our Line, and operating cash flows. We believe that our partners are financially sound and have sufficient capital or access thereto to fund future capital requirements. In the event that a real estate investment partner is unable to fund its share of the capital requirements of the real estate partnership, we would have the right, but not the obligation, to loan the defaulting partner the amount of its capital call which would be secured by the partner's membership interest.
Management fee income
In addition to earning our share of net income or loss in each of these real estate partnerships, we recognized fees as follows:

 

 

Three months ended June 30,

 

 

Six months ended June 30,

 

(in thousands)

 

2026

 

 

2025

 

 

2026

 

 

2025

 

Management, transaction, and other fees

 

$

7,137

 

 

 

7,356

 

 

$

13,989

 

 

 

13,995

 

 

48

 

 
Critical Accounting Estimates
There have been no material changes in our Critical Accounting Estimates from the information provided in the "Critical Accounting Estimates" section of "Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations" in our Form 10-K.
Item 3. Quantitative and Qualitative Disclosures about Market Risk
We are exposed to two significant components of interest rate risk:
• Under the Line, we have a variable interest rate that, as of June 30, 2026, was based upon SOFR plus a 0.10% market adjustment ("Adjusted SOFR") plus an applicable margin of 0.685%. SOFR rates charged on our Line change daily, and the applicable margin on the Line is dependent upon maintaining specific credit ratings or leverage targets, as well as meeting specific sustainability target thresholds. If our credit ratings were downgraded or if we fail to meet the leverage targets or sustainability target thresholds, the applicable margin on the Line would increase, resulting in higher interest costs. As of June 30, 2026 the Adjusted SOFR plus the applicable margin of 0.685% was 4.405%.

• We are also exposed to changes in interest rates when we refinance our existing long-term fixed rate debt. The objective of our interest rate risk management program is to limit the impact of interest rate changes on earnings and cash flows. To achieve these objectives, we borrow primarily at fixed interest rates and may also enter into derivative financial instruments such as interest rate swaps, caps, or treasury locks in order to mitigate our interest rate risk on a related financial instrument. We do not enter into derivative or interest rate transactions for speculative purposes. Our interest rate swaps are structured solely for the purpose of interest rate protection.

We continuously monitor capital market conditions and assess our ability to refinance maturing debt and to fund our commitments. Based on our current credit ratings, the available capacity under our unsecured credit facility, and the number of unencumbered high quality properties we own that could serve as collateral, we believe we will be able to issue new secured or unsecured debt to finance maturing debt obligations; however, the extent to which capital market volatility and changes in interest rates may adversely affect the cost or availability of such financing remains uncertain.
The table below presents the principal cash flows, weighted average interest rates of remaining debt, and the fair value of total debt as of June 30, 2026. For variable rate mortgages for which we have interest rate swaps in place to fix the interest rate, they are included in the Fixed rate debt section below at their all-in fixed rate. The table is presented by year of expected maturity to evaluate the expected cash flows and sensitivity to interest rate changes. Although the average interest rate for variable rate debt is included in the table, those rates represent rates that existed as of June 30, 2026, and are subject to change. We continually assess the market risk for our floating-rate debt. As of June 30, 2026, our $30.0 million outstanding balance under our variable-rate line of credit was effectively fixed through an interest rate swap. Accordingly, a hypothetical 100 basis point increase in interest rates would not have had a material impact on future earnings or cash flows as of June 30, 2026.
Further, the table below incorporates only those exposures that exist as of June 30, 2026, and does not consider exposures or positions that could arise after that date or obligations repaid before maturity. Since firm but unused commitments are not presented, the table has limited predictive value. As a result, our ultimate realized gain or loss with respect to interest rate fluctuations will depend on the exposures that arise during the period, our hedging strategies at that time, and actual interest rates.
The table below presents the principal cash flow payments associated with our outstanding debt by year, weighted average interest rates on debt outstanding at each year-end, and fair value of total debt as of June 30, 2026.

(dollars in thousands)

 

2026

 

 

2027

 

 

2028

 

 

2029

 

 

2030

 

 

Thereafter

 

 

Total

 

 

Fair Value

 

Fixed rate debt (1)

 

$

166,269

 

 

 

757,610

 

 

 

360,304

 

 

 

527,739

 

 

 

607,608

 

 

 

2,514,888

 

 

 

4,934,418

 

 

 

4,751,276

 

Average interest rate for all fixed rate debt  (2)

 

 

4.24

%

 

 

4.35

%

 

 

4.34

%

 

 

4.53

%

 

 

4.74

%

 

 

4.75

%

 

 

 

 

 

 

Variable rate SOFR debt (1)

 

$

—

 

 

 

—

 

 

 

30,000

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

30,000

 

 

 

30,000

 

Average interest rate for all variable rate debt (2)

 

 

4.41

%

 

 

4.41

%

 

 

4.41

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
(1) Reflects amount of debt maturities during each of the years presented as of June 30, 2026. 2026 reflects amount of debt maturities for the remainder of the year.

(2) Reflects weighted average interest rates of debt outstanding at the end of each year presented. For variable rate debt, the rate as of June 30, 2026, was used to determine the average interest rate for all future periods.

49

 

Item 4. Controls and Procedures
Controls and Procedures (Regency Centers Corporation)
Under the supervision and with the participation of the Parent Company's management, including its chief executive officer and chief financial officer, the Parent Company conducted an evaluation of its disclosure controls and procedures, as such term is defined under Rule 13a-15(e) and 15d-15(e) promulgated under the Securities Exchange Act of 1934, as amended (the "Exchange Act"). Based on this evaluation, the Parent Company's chief executive officer and chief financial officer concluded that its disclosure controls and procedures were effective as of the end of the period covered by this quarterly report on Form 10-Q to ensure information required to be disclosed in the reports filed or submitted under the Exchange Act is recorded, processed, summarized and reported within the time period specified in the SEC's rules and forms. These disclosure controls and procedures include, without limitation, controls and procedures designed to ensure that information required to be disclosed by the Parent Company in the reports it files or submits under the Exchange Act is accumulated and communicated to management, including its chief executive officer and chief financial officer, as appropriate, to allow timely decisions regarding required disclosure.
There have been no changes in the Parent Company's internal controls over financial reporting identified in connection with this evaluation that occurred during the quarter ended June 30, 2026 which have materially affected, or are reasonably likely to materially affect, the Parent Company’s internal controls over financial reporting.
Controls and Procedures (Regency Centers, L.P.)
Under the supervision and with the participation of the Operating Partnership's management, including the chief executive officer and chief financial officer of its general partner, the Operating Partnership conducted an evaluation of its disclosure controls and procedures, as such term is defined under Rule 13a-15(e) and 15d-15(e) promulgated under the Exchange Act. Based on this evaluation, the chief executive officer and chief financial officer of its general partner concluded that the Operating Partnership's disclosure controls and procedures were effective as of the end of the period covered by this quarterly report on Form 10-Q to ensure information required to be disclosed in the reports filed or submitted under the Exchange Act is recorded, processed, summarized and reported within the time period specified in the SEC's rules and forms. These disclosure controls and procedures include, without limitation, controls and procedures designed to ensure that information required to be disclosed by the Operating Partnership in the reports it files or submits under the Exchange Act is accumulated and communicated to management, including the chief executive officer and chief financial officer of its general partner, as appropriate, to allow timely decisions regarding required disclosure.
There have been no changes in the Operating Partnership's internal controls over financial reporting identified in connection with this evaluation that occurred during the quarter ended June 30, 2026 which have materially affected, or are reasonably likely to materially affect, the Operating Partnership’s internal controls over financial reporting.

50

 

 
PART II - OTHER INFORMATION
Item 1. Legal Proceedings
See Note 13 — Commitments and Contingencies in the Notes for discussion regarding material legal proceedings and contingencies. Except as set forth in such discussion, there have been no material developments in legal proceedings as reported in Item 3. "Legal Proceedings" of our 2025 Form 10-K.
Item 1A. Risk Factors
In addition to the information set forth in this Report, please also refer to the Risk Factors set forth in Item 1A. of Part I of our Annual Report on Form 10-K for the year ended December 31, 2025 (“2025 Annual Report”).
In item 1A of our Form 10-K, we include a risk factor which is titled "Macroeconomic, political, and geopolitical conditions and governmental policies may adversely impact consumer confidence and spending and the businesses of our tenants and could, in turn, adversely impact our business." This risk factor discusses, among other risks, those related to geopolitical conflicts in the Middle East. Since the filing of our Form 10-K, a significant military conflict primarily involving the U.S., Israel and Iran, but which has also involved other countries in the Middle East, has commenced. This conflict has exacerbated certain risks previously disclosed, including the risk of energy market volatility due to impacts of the conflict on the global price of oil. Sustained increases or volatility in energy prices may contribute to broader inflationary pressures, increase operating costs at our properties, and adversely impact our tenants’ sales, costs, operating margins and financial condition. These conditions may reduce tenant demand for our space, impair tenant ability to meet their lease obligations, and limit our ability to fully recover operating costs and cost increases. In addition, inflationary pressures and higher energy costs may increase the cost of construction and construction materials, which could impact the feasibility, timing and returns of our development and redevelopment projects, as well as the cost of tenant improvements and other capital projects at our properties. The extent and duration of the current Iran-based conflict remains uncertain and, if it continues unresolved for a meaningful period of time, could materially affect our business, financial condition, and results of operations.
Item 2. Unregistered Sales of Equity Securities and Use of Proceeds
There were no unregistered sales of equity securities during the three months ended June 30, 2026.
The following table represents information with respect to purchases by the Parent Company of its common stock, by month, during the three months ended June 30, 2026:

Period

 

Total number of shares purchased (1)

 

 

Average price paid per share

 

 

Total number of shares purchased as part of publicly announced plans or programs (2)

 

 

Maximum number or approximate dollar value of shares that may yet be purchased under the plans or programs (in thousands)  (2)

 

April 1 through April 30, 2026

 

 

3,377

 

 

$

76.26

 

 

 

—

 

 

$

500,000

 

May 1 through May 31, 2026

 

 

2,007

 

 

$

77.85

 

 

 

—

 

 

$

500,000

 

June 1 through June 30, 2026

 

 

—

 

 

$

—

 

 

 

—

 

 

$

500,000

 

(1) Represents shares repurchased to cover payment of withholding taxes in connection with restricted stock vesting by participants under Regency’s Long-Term Omnibus Plan.

(2) On February 4, 2026, our Board approved a new common stock repurchase program, which replaced our existing program. The new program authorizes up to $500 million in repurchases, and the Company may purchase shares of its outstanding common stock through open market purchases and/or privately negotiated transactions, subject to market conditions and other factors. Any stock repurchased, if not retired, will be treated as treasury stock. The expiration date of the new repurchase program is February 28, 2029, unless modified, extended or earlier terminated by the Board in its discretion.

Item 3. Defaults Upon Senior Securities
None.
Item 4. Mine Safety Disclosures
Not applicable.

51

 

Item 5. Other Information
Rule 10b5-1 Trading Plans
During the fiscal quarter ended June 30, 2026 , none of our directors or officers (as defined in Rule 16a-1 under the Exchange Act) adopted or terminated a "Rule 10b5-1 trading arrangement" or "non-Rule 10b5-1 trading arrangement" (as those terms are defined in Item 408 of Regulation S-K).

52

 

Item 6. Exhibits
Unless otherwise indicated below, the Commission file number to the exhibit is No. 001-12298 (Regency Centers Corporation) and No. 000-24763 (Regency Centers, L.P.).
 

Ex #

Description

 
 

31.

Rule 13a-14(a)/15d-14(a) Certifications

 

 

31.1

Rule 13a-14 Certification of Chief Executive Officer for Regency Centers Corporation.

 

 

31.2

Rule 13a-14 Certification of Chief Financial Officer for Regency Centers Corporation.

 

 

31.3

Rule 13a-14 Certification of Chief Executive Officer for Regency Centers, L.P.

 

 

31.4

Rule 13a-14 Certification of Chief Financial Officer for Regency Centers, L.P.

 

32.

Section 1350 Certifications

 

 

32.1 *

18 U.S.C. § 1350 Certification of Chief Executive Officer for Regency Centers Corporation.

 

 

32.2 *

18 U.S.C. § 1350 Certification of Chief Financial Officer for Regency Centers Corporation.

 

 

32.3 *

18 U.S.C. § 1350 Certification of Chief Executive Officer for Regency Centers, L.P.

 

 

32.4 *

18 U.S.C. § 1350 Certification of Chief Financial Officer for Regency Centers, L.P.

 
 

101.

Interactive Data Files

 

 

101.INS

Inline XBRL Instance Document - the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document

 

 

101.SCH

Inline XBRL Taxonomy Extension Schema with embedded linkbases document

104.

Cover Page Interactive Data File (formatted as inline XBRL and contained in Exhibit 101)

 

*

Furnished, not filed.

 
 

53

 

SI GNATURES
Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
 

August 3, 2026

REGENCY CENTERS CORPORATION

 

 

 

By:

/s/ Michael J. Mas

 

 

Michael J. Mas, Executive Vice President and Chief Financial Officer (Principal Financial Officer)

 

 

 

 

By:

/s/ Terah L. Devereaux

 

 

Terah L. Devereaux, Senior Vice President, Chief Accounting Officer (Principal Accounting Officer)

 

August 3, 2026

REGENCY CENTERS, L.P.

 

By:

Regency Centers Corporation, General Partner

 

 

 

 

By:

/s/ Michael J. Mas

 

 

Michael J. Mas, Executive Vice President and Chief Financial Officer (Principal Financial Officer)

 

 

 

 

By:

/s/ Terah L. Devereaux

 

 

Terah L. Devereaux, Senior Vice President, Chief Accounting Officer (Principal Accounting Officer)

 

54